Refunds will always be credited to your MYR Card Account, regardless of the currency used for the original payment.

If the original transaction was made in a foreign currency, the refund amount will be converted to MYR before being credited to your MYR Card Account. The amount you receive may differ from the amount originally paid due to changes in the applicable exchange rate.

Example:

You make a purchase of USD 100, which is charged as MYR 425 based on the applicable exchange rate at the time of purchase. If the merchant later refunds USD 100, the refund will be converted to MYR based on the applicable exchange rate at the time of the refund. Due to the differ exchange rate, you may receive MYR 420 instead of the original MYR 425.

The refunded amount may also differ as cross-border processing fees (if any) may not be refundable. For details about a specific refund, contact the merchant directly.