What is the difference between the balance types in my iFAST Pay Account? – Support

You may see the following balance types in your iFAST Pay Account:

Balance Types	Descriptions
Total Available Balance	This shows the combined MYR-equivalent balance of your Card Account Balance and Investment Trust Account Balance. The balance is updated in real time. The MYR-equivalent total balance is calculated using the foreign exchange rates as of 9:00 AM (MYT) each day.
Card Account Balance (Spending Balance)	This is the available balance that you can use for spending with your Card. You may also withdraw this balance to your FSMOne Multi-Currency Cash Account or bank account in the supported currencies.
Investment Trust Account Balance	This reflects the available balance in your FSMOne Multi-Currency Cash Account. To use this balance for Card payments, you will need to enable Auto Transfer