The Domestic Ringgit Borrowings refer to any ringgit advances, loans, trade financing facilities, hire purchase, factoring facilities with recourse, financial leasing facilities, guarantee for payment of goods, redeemable preference shares or similar facilities in whatever name or form, except:

• Trade credit terms extended by suppliers for all types of goods and services;

• Forward foreign exchange contracts entered into with licensed onshore banks;

• Performance guarantees and financial guarantees;

• One personal housing loan and one vehicle loan obtained from residents;

• Credit card and charge card facilities;

• Operational leasing facilities;

• Factoring facilities without recourse; and

• Inter-company borrowings within a corporate group in Malaysia

For further information, please refer here.

If you do not have any Domestic Ringgit Borrowing, you may request Domestic Ringgit Borrowing Declaration Form to declare your status. You may request the form by email to clienthelp.my@fundsupermart.com.