There are two fees:

• Portfolio subscription fee: 0.5% when you invest

• Portfolio management fee: 0.125% per quarter (0.5% a year), accrued daily and deducted quarterly

The underlying unit trust funds and ETFs carry their own built-in fees, as any funds and ETFs do.

You may click here to refer how the management fees applies and click here to refer how the management fees deducted.